the MobileCoin mission

to build a trusted and innovative financial network that empowers people and business around the world.

Provide people everywhere access to safe and affordable financial services, so people everywhere can live better lives.


The mechanics of MobileCoin is a comprehensive conceptual (and technical) explanation of MobileCoin. It was researched and written by koe at the request of the MobileCoin Foundation. This ten chapter book is being released on GitHub in the public domain.


The MobileCoin protocol is a set of rules that define a decentralized cryptocurrency. Anyone is free to review the open source code that implements the protocol to verity that it is correct or to propose improvements. The MobileCoin Foundation will oversee development of the MobileCoin software in GitHub.

easy wallet recovery

Securely recover your wallet if you lose your phone, without trusting a provider with your private keys.

total privacy

The entire ledger is opaque, individual transactions are cryptographically protected, and the network uses forward-secrecy.

fast transactions

Most transactions complete in less than ten seconds, so payments happen instantly. Like payments should.

user & planet friendly

Easy to use security at scale, without the massive electrical waste.

the MobileCoin Foundation coordinates and encourages a global community of developers working together to co-create the simplest possible private payments network.

about the MobileCoin Foundation

payment technology designed for you.

In a perfect world, money would be secure, fast, and almost invisible. This is the story of how a few people banded together to summon the future they imagine into the present.

our board of directors


technical advisory committee

  • Konstantin Richter (Chair)
  • Sara Drakeley Hall
  • Michael Rodriguez

policy advisory committee

  • Tony Lai (Chair)
  • Tiffiniy Cheng
  • Faisal Saeed AlMutar

about the tech

The consensus and fog protocols embody the MobileCoin core values: privacy, fast transaction speed, minimal energy consumption, and mobile optimization.

foundation partners

recent news

private payments, simplified.